We Listen.

Download PDF

Banking & Finance

Our attorneys have extensive experience leading financing transactions for community, regional and national banks, as well as representing the individual, business and developer in navigating the financing portion of their deals.

Representing the Lender

We represent community, regional and national banks in all types of loan transactions from drafting the various loan documents to conducting due diligence on behalf of the bank before committing to the loan. Our group’s comprehensive background in real estate and corporate transactions enables us to provide a level of due diligence that allows the lender to better understand the risks associated with specific collateral, the borrower’s corporate structure and then structure the transaction to mitigate those risks. Our group has experience with real estate acquisition and development, construction loans (including planned community and condominium situations), letters of credit, asset-based lending that includes such items as equipment, inventory, stock, liquor licenses and receivables, and other working capital financing.

We also serve as local counsel for lenders in other states and prepare documents and provide opinions on matters of Pennsylvania law. Our experience ranges from the $8,000,000 loan to the $80,000,000 loan.

Representing the Borrower

We represent individual, corporate and developer clients in their various borrowing transactions including such items as multi-unit construction financing, borrowing for acquisition and development of investment property, working capital lines of credit, letters of credit and seller financing. This work often includes coordinating the required due diligence, preparation of ancillary documentation related to the loan and the project being financed, negotiation of the loan documentation, and the delivery of a legal opinion.

Distressed Loans

In addition to traditional financing, we guide lenders and corporate clients through workout situations and distressed loans sales. Whether that entails negotiating and drafting modification or forbearance documents to mitigate the risk in existing relationships, evaluating loans to be marketed for sale, or representing parties in the purchase or sale of distressed loans, our attorneys can guide the parties through the transaction to a practical solution.

Attorneys

Theodore F. Claypoole
Denise C. Werkley

Related Articles

Transactional Blog

Related News

Sophisticated, Responsive and Focused.

  • “At Unruh Turner Burke & Frees, the client’s objective is never lost in the details and as a result, even complex deals get done quickly and efficiently..."

    Read More...

  • “Unruh Turner Burke & Frees has been a tremendous resource to me and my team throughout the past 17+ years. This highly-talented group delivers the...”

    Read More...

  • “Unruh Turner Burke & Frees has been a trusted source of advice and counsel on all levels of governmental law and regulation, from zoning and land use...”

    Read More...

  • "Our Trust Department has utilized Unruh Turner Burke & Frees’ expertise for several years to assist our clients with their overall estate plans. They..."

    Read More...

  • “Over the last 25 years Unruh Turner Burke & Frees has represented our residential building and development enterprise in many capacities including real..."

    Read More...

  • "Based on my long-term relationship with Unruh Turner Burke & Frees, I can wholeheartedly recommend its services to any business owner who wishes to work with...”

    Read More...

  • “We recently hired Unruh Turner Burke & Frees to handle a conditional use application for our Chestnut Street Lofts apartment project in downtown West Chester..."

    Read More...

  • “I have been working with Unruh Turner Burke & Frees for many years. They have provided legal counsel in the areas of Estate Planning, Land Use, Litigation and...”

    Read More...

  • “I have relied on the firm's legal advice to make critical decisions on handling family wealth and making appropriate decisions for my family's future.”

    Read More...

  • “… This highly-talented group delivers the highest quality legal work and brings real-world experience in a very cost-effective manner…”

    Read More...

  • "If there is an issue facing a municipality, Unruh Turner Burke & Frees is the source for sound guidance and direction.”

    Read More...

  • “…They have provided legal counsel in the areas of Estate Planning, Land Use, Litigation and Real Estate. In every one of those areas I have been blessed with great ...”

    Read More...

  • "Whether we are competing in a strong market or working through a declining market, it has always been reassuring to know that Unruh Turner Burke & Frees has both..."

    Read More...

meet our elite team

West Chester, PA
17 West Gay Street
P.O. BOX 515
West Chester, PA 19380
(610) 692-1371

Phoenixville, PA
120 Gay Street
P.O. Box 289
Phoenixville, PA 19460
(610) 933-8069

Paoli, PA
43 Leopard Road, Building II
Suite 103
Paoli, PA 19301
(610) 240-0750