By: Stephen P. Lagoy
Selecting “full tort” coverage gives you the unlimited right to sue for automobile-related non-economic damages such as pain and suffering caused by the carelessness of another driver. In contrast, “limited tort” coverage allows you to sue for these damages only if you suffer a “serious injury”. Under the law, “serious injury” is defined as “a personal injury resulting in death, serious impairment of body function, or permanent serious disfigurement.” Needless to say, many injuries that you would consider painful and disruptive would not qualify as a “serious” injury under the law. With limited tort coverage, you would not be allowed to recover non-economic damages in these cases.
For more information on full tort coverage, please contact our West Chester office at 610-692-1371 or by email.