By: Stephen P. Lagoy
You and your family are at risk from automobile-related injuries if you don’t have both full tort and uninsured/underinsured motorist coverages at the maximum permissible levels under your policy. Many people decline these coverages because they believe that, by doing so, they will reduce the cost of their automobile insurance. In fact, the premiums for full tort and uninsured/underinsured motorist coverages in Pennsylvania are surprisingly low and the benefits can mean the difference between full protection and financial catastrophe. Think of it as giving you and your family the same protection that you give everyone else on the road through your liability coverage. The premium you pay for this coverage is well worth the peace of mind that comes from knowing that you and your family are fully protected. For more information on the benefits of having full tort and uninsured/underinsured motorist coverage, contact our office.