David M. Frees, III Phone: 610-933-8069
120 Gay St, Phoenixville, PA 19460 		Douglas L. Kaune

Posts Tagged ‘elder law attorney west chester pa’

How Much Does Long Term Care Insurance Cost?

Monday, June 14th, 2010

Douglas Kaune, Elder Law Attorney

Douglas Kaune, Elder Law Attorney

So many clients are interested in purchasing long term care insurance (LTCI), but are scared to pursue the coverage because of the perceived prohibitive cost. There are so many different types of policies and levels of coverage that there may be a policy to fit your budget. That being said, you should become an educated consumer of the LTCI products available to you and the average cost for coverage. This will make it easier for you to enter into the marketplace in order to protect you and your family. Start with this article by the American Association of LTCI which I have linked for you. The article gives some data on the average LTCI cost paid by U.S. purchasers. Please keep in mind if LTCI is not appropriate for you or if the cost does not fit your budget, you might want to initiate Medicaid/Nursing Home asset protection planning in order to safely put away your assets for you and your family.

Please feel free to contact Douglas L. Kaune, Esq. any time at 610-933-8069 or dkaune@utbf.com to discuss your particular Medicaid Asset Protection, Nursing Home or Elder law case to determine the appropriate planning for you and your family.
Wills * Trusts * Elder Law * Probate * Asset Protection * Power of Attorney * Estate Planning
Unruh, Turner, Burke & Frees, P.C. is a full service law firm with offices located in Malvern, Phoenixville, West Chester and also serving surrounding locations such as King of Prussia, Newtown Square, Media, Exton, Downingtown, Norristown and other towns in Chester County, Montgomery County, Delaware County, Bucks County, Berks County, Philadelphia County Pennsylvania (PA).

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Medicaid Exception: A Trust Used By Parents With A Disabled Child

Friday, February 12th, 2010

Douglas Kaune, NAELA Member

Douglas Kaune, NAELA Member

There is an important exception to the typical Medicaid transfer rules (Deficit Reduction Act (“DRA”), 42 U.S.C. 1396p) which allows parents to transfer assets to trust for a disabled child and still qualify for Medicaid immediately. Read here to learn more about this exception and the Medicaid rules generally. This is an often missed Medicaid asset protection strategy used by experienced Elder Law Attorneys in Pennsylvania (PA) and other states. This planning can protect hundreds of thousands of dollars of assets and serve to insure that the disabled child can lead a safe and secure life while still qualifying for necessary public and private benefits.
Please feel free to contact Douglas L. Kaune, Esq. any time at 610-933-8069 or dkaune@utbf.com to discuss your particular Medicaid Asset Protection, Nursing Home or Elder law case to determine the appropriate planning for you and your family.
Wills * Trusts * Elder Law * Probate * Asset Protection * Power of Attorney * Estate Planning
Malvern, Phoenixville, West Chester Offices serving Collegeville, Royersford, King of Prussia, Berwyn, Wayne, Newtown Square, Media, Paoli, Frazier, Chester Springs, Spring City, Valley Forge, Kennett Square, Exton, Lionville, Downingtown, Chadds Ford, Norristown, Devon, Radnor, Chester County, Montgomery County, Delaware County, Bucks County, Berks County, Philadelphia County Pennsylvania (PA).

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